Companies house
Data is filed at Companies House by all UK limited companies in return for their 'limited' status. This includes ownership details, financial details and directors details. All of this data is received and updated onto Experian's database on a daily basis.

Registries
Data is regularly collected from a number of registries, including the following: Building Societies Registry, Charities Registry, Friendly Societies Registry.

Adverse Data
County Court Judgments, bankruptcies, winding-up petitions, liquidations etc., are collated from a number of sources, including the London & Edinburgh Gazettes, the Belfast Gazette and Registry Trust.

Payment Trends
Data is available on how quickly individual businesses are paying their bills. This is based on actual payment behaviour by collating details from sales ledgers.

Publishing
Information published in directories and in the press is added into the database on a daily basis.

Direct Contact
Information can be collected via direct contact with a subject business. This can be particularly useful for new limited companies, or for non-limited businesses where little other data is available.

Scores And Ratings
The scores used in Experian's reports are created by applying statistically proven scoring models to the data held about a person. The score is an indication of the likelihood of payment default. The higher the score, the lower the risk.

Please note that Experian's scores are probability opinions provided for guidance. Experian offers no guarantee that persons awarded a particular score will perform in a certain way. Please see our terms and conditions for further detail.

References
Information is collected via direct contact with employees, previous employers, education institutions and professional bodies. This is particularly useful when building a picture of an applicant's employment and residency history.